If you are traveling abroad for either Dental treatment, High risk surgery, Innovation treatments, Cosmetic surgery, Elective surgery or IVF/Fertility treatment and you have travel insurance, you should check the policy you have to ensure adequate cover is provided. Should your policy not provide cover if you are traveling overseas for the sole purpose of receiving medical treatment then Health Center Global Medical Travel may be the solution you are looking for.
The application process is simple, just complete the online application to receive a quote and purchase cover immediately. Cover for cancellation of your trip will start from the date of issue or the day you pay for your trip, whichever is the later. The benefits included are outlined in more detail in the policy wording which can be found here. The level of cover provided under each benefit is stated in your quotation document. The insurance does not cover any travel to or through any country which is listed as an excluded territory.
Key Exclusions
As with all insurance contracts, exclusions apply. Some important exclusions are listed below. Please see the full policy wording for all exclusions that apply. Medically essential procedures Pre-existing conditions may be accepted. (please refer to the policy wording for definition of a pre-existing condition) Any trip contrary to medical advice Treatment that is not carried out in a properly regulated hospital/clinic or surgery Patient dissatisfaction of results Trips planned over 31 days, unless agreed by us.
Hazardous pursuits and activities Travel to or through excluded territories
Summary
Going overseas for medical treatment and healthcare is called medical tourism. The World Council for Medical Tourism warns against Mal-Practice, Fraudulent Services, and non-accredited medical tourism providers because it is risky.
People thinking about medical tourism should carefully consider the risks, their legal options if something goes wrong, for this matter our collaboration with Legal-Core LLC can help.
